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Image Courtesy: www.pixabay.com
You are viewing rates from banks across Washington
Below are eighteen-month Certificates of Deposit (CD) rates from banks in Washington, Iowa . Eighteen Month CDs offer a bit more yield than 1 year CDs but require a longer time-commitment. Like any CD, you should consider the trade-off between the difference in yield and the required time commitment. If an 18 month CD pays significantly above the yield of a 12-month CD, it may be worth opening.
Washington, IA - July 31, 2025
18 Month CD National Average : 0.58% ?
| Banks | APY | MIN | MILES ? | |
|---|---|---|---|---|
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4.20% |
$25,000 |
- |
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Warning: Early Withdrawal Penalty is 2% of the account balance. |
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Frank M | Jul 3, 2023 A 2% early withdrawal fee on a 1-year CD is almost equally insane as a 270 day one. Read More |
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4.15% |
$500 |
- |
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AEM | Sep 18, 2023 I agree with another user, this bank is very poorly put together, and may very well be an operation in large part used to extract and sell people's personal information. I called customer service and had ... Read More |
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4.10% |
$10,000 |
- |
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Early Withdrawal Penalty is 270 days interest. |
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Neil | Dec 18, 2023 I submitted a CD application 18 months 5.50 APY over a week ago and my application was declined no reason was given, I have the funds in another bank for transfer, credit score over 800. I think the reason... Read More |
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4.00% |
$1,000 |
- |
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Early Withdrawal Penalty is 90 days interest. |
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Savvysaver | Jun 26, 2020 Rate not current Read More |
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3.80% |
$2,500 |
- |
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Earty Withdrawal Penalty is 180 days interest. |
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HAL1975 | Aug 2, 2023 Sallie mae is just a horrible institution. We've done business with them before and swore on the holy bible not to go near there again, but a 18 mos cd at 5.55% brought us back. Read More |
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3.80% |
$500 |
- |
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Rate History: 4.00% → 3.95% → 4.00% → 3.95% → 3.80% |
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Jim S | Dec 21, 2023 Very easy to setup 6 month 5.35% CD from cornerstone account Read More |
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3.00% |
$1,000 |
- |
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RTN1949 | Jun 2, 2022 I've been a customer since CIT emerged from the financial crisis as a real competitor in this space (14 years or so). Zero complaints about anything over this time ... until today. Now they are offering a... Read More |
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0.70% |
$10,000 |
23.31 |
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0.50% |
$500 |
13.52 |
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0.50% |
$100,000 |
21.51 |
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0.40% |
$10,000 |
12.66 |
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0.35% |
$10,000 |
24.25 |
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0.34% |
$1,000 |
24.35 |
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0.30% |
$10,000 |
21.51 |
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0.30% |
$10,000 |
17.66 |
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0.25% |
$10,000 |
- |
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UtahJazz1 | Jun 10, 2022 This bank hasn't raised their rates! Maybe I was sleeping but I need to get out of here fast. Read More |
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0.20% |
$10,000 |
17.92 |
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0.20% |
$1,000 |
24.35 |
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0.15% |
$500 |
- |
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The Duffster | May 21, 2018 I wish I had never heard of or seen BBVA. It has been a disaster. Came to this site to find something else. Read More |
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0.05% |
$500 |
16.99 |
Learn More
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Ugg | Jun 12, 2023 US Bank reported me to dult Protective Services because my husband is 85 and I am63. He got sick and went into a nursing hime for 3 months. My husband always handled the financial affairs. I had to take ov... Read More |
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| Branch | Street | City | State |
|---|---|---|---|
|
BANK Bank Branch |
209 West Railroad Street | Mount Union | IA |
|
Hills Bank and Trust Company Wellman Branch |
229 8th Avenue | Wellman | IA |
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West Bank Lower Muscatine Road Branch |
Lower Muscatine Road & First Avenue | Iowa City | IA |
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CBI Bank & Trust Kalona Branch |
402 B Avenue | Kalona | IA |
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Farmers and Merchants Savings Bank Farmers And Merchants Savings Bank Branch |
2235 Mormon Trek Boulevard | Iowa City | IA |
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Two Rivers Bank & Trust Mount Pleasant Branch |
100 West Washington Street | Mount Pleasant | IA |
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West Bank Lower Muscatine Road Branch |
Lower Muscatine Road & First Avenue | Iowa City | IA |
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Federation Bank Richland Branch |
107 Richland Street | Richland | IA |
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Community Bank and Trust Company Columbus Junction Branch |
227-229 Main Street | Columbus Junction | IA |
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Two Rivers Bank & Trust Mount Pleasant Branch |
100 West Washington Street | Mount Pleasant | IA |
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U.S. Bank National Association Richland Branch |
107 West Harrison Street | Richland | IA |
BestCashCow strives to maintain the most accurate rates. If you believe a rate is not accurate, please let us know.
Banks offer a range of Certificates of Deposit (CD) with 18 month CDs being a popular term. An eighteen month CD obligates the holder to keep their money in the bank for eighteen months in return for a fixed rate of interest during that time period. All eighteen month bank CDs shown on BestCashCow are FDIC insured.
Eighteen month CDs can be opened in almost any bank branch as the are a mainstay of bank deposit products.
All banks listed on BestCashCow are FDIC insured; BestCashCow.com strongly recommends that you stay within FDIC insurance limits and that if you are unsure of how the limits affect you, please visit the FDIC website.
To understand all of the income generating options available to a saver, please view the Income Generating Investments Comparison Chart.
Find out how much extra money you can earn by moving your bank money into an account that pays more.
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